Auto
Florida's PIP and PDL minimums are just the starting point. We'll show you what bodily injury and uninsured motorist limits protect your assets.
Independent agency · Boca Raton, FL
Insurance, done correct
An independent agency that will shop multiple carriers for your car, home and business, then show you the right coverage at the right price. Opening soon in Florida.
Multiple carriers, one form
Based in Boca Raton
No cost to compare
What do you need covered?
2 selectedAuto + home together often qualifies for a bundle discount.
Notify me at launchCoverage
Everything you own, under one roof
Personal and business coverage placed with carriers that know Florida.
Home, condo & renters
Coverage built for Florida: hurricane deductibles, roof age, wind mitigation credits. We know which carriers still write your ZIP.
Flood & specialty
Standard homeowners policies don't cover flood. We compare NFIP and private flood, and add umbrella, boat and golf cart coverage.
Small business
Contractors, restaurants, retail and professional offices. Get the certificates your clients ask for, fast.
How it works
One form. Several carriers. Your call.
Tell us once
A short form about you, your vehicles, your property or your business. Takes about five minutes.
We shop it
A licensed agent will run your info across our carrier partners and weed out coverage gaps.
You choose
We lay out your options side by side in plain English. Pick one and we'll handle the paperwork and the renewals.
Why an independent agency
A captive agent sells one company. We compare several.
| Correct Insurance | Single-company agent | Buying direct online | |
|---|---|---|---|
| Carriers compared | Multiple | One | One |
| Licensed agent reviews your coverage | Yes | Yes | Rarely |
| Re-shops you at renewal | Yes | No | No |
| Personal + business in one place | Yes | Sometimes | Rarely |
| Cost to you for our help | $0 | $0 | $0 |
FAQ
Good questions
Does it cost more to use an agency?
No. Carriers pay us a commission, and your premium is the same rate the carrier files with the state. Comparing through us costs you nothing.
Can you help if my Florida homeowners policy was non-renewed?
Yes. That's one of the most common reasons people call us. Send us your declarations page and roof details, and we'll look for carriers still writing in your area.
Do I need flood insurance if I'm not in a flood zone?
A big share of flood claims come from outside high-risk zones, and standard homeowners policies exclude flood. Coverage outside high-risk zones is often affordable, so it's worth a quote.
What do I need to get a quote?
For auto: driver's license info and VINs. For home: address, roof year and any wind mitigation report. For business: what you do, annual revenue and payroll. Your current declarations page speeds everything up.
Early access
Be first in line when we open
Tell us what you need and when your coverage renews. We'll reach out as soon as we're licensed and ready to quote. No spam, no obligation.
- hello@correctins.com
- Office
- Boca Raton, Florida
- Hours
- Mon–Fri · 9am–6pm ET